Smart Custom Apparel Equipment Financing for Your Business
For a custom apparel business, investing in new equipment—whether for expansion, upgrades, or replacements—is inevitable. Some businesses can allocate resources in advance for these expenditures. However, many will require external financing to sustain growth and maintain operational efficiency.
Understanding your custom apparel equipment financing options is crucial. ColDesi works with financing experts who specialize in helping apparel decorators secure funding for essential equipment purchases. We will guide you through the process and help you find the financing solution that best fits your needs.
Why Finance Custom Apparel Equipment?
Key Benefits of Custom Apparel Equipment Financing:
- Quick Access to Capital: Get the equipment you need without lengthy delays.
- Preserve Cash Flow: Allocate funds strategically without depleting your savings.
- Inflation Protection: Fixed payments lock in your costs today, making them more affordable as your revenue grows over time.
- Build Business Credit: Establish and strengthen your commercial credit profile.
- Invest in the Best: Access cutting-edge custom apparel equipment to stay competitive.
- Tax Advantages: Lease payments are often 100% tax-deductible, reducing your taxable income.

Exploring Custom Apparel Equipment Financing Options
There are many custom apparel equipment financing options available, each with unique benefits:
- Equipment Loans: Borrow funds to buy new equipment, such as DTF printers or heat presses.
- Equipment Leasing: Rent equipment for a set period without the commitment of ownership.
- Lease-to-Own Agreements: Start with leasing and have the option to buy the equipment later.
- Business Lines of Credit: Access cash from an approved credit line for equipment purchases.
- Small Business Credit Cards: Flexible, revolving credit lines with preset limits.
- SBA Loans: Government-backed loans designed to support small businesses.
- Personal Credit Cards: An option when business credit is still being established.

Looking to Start a Business That Thrives in Any Economy?
“Silver Lining for Small Business Startups” explores why investing in a recession-resistant industry like custom apparel and promotional printing is a smart move. Learn how proven strategies and the right equipment can help you build a stable, profitable business—even in uncertain times.
New to the Custom Apparel Industry? You Can Still Qualify.
Many new business owners ask, “Can I get custom apparel equipment financing if my business is just starting out?” The answer is yes. While lenders might see newer companies as higher-risk, competitive rates are possible. Rates depend on your credit score and financial health. The amount you can borrow and the interest rates will vary based on these factors.

Thinking About Expanding Your Embroidery Business but Worried About Upfront Costs?
“The Professional’s Guide to $0 Embroidery Machine Financing” breaks down how you can get the equipment you need with flexible financing options—without paying anything upfront. Discover how this strategic investment can help you scale your business, manage cash flow, and start generating profit immediately.
Don't Let Credit Concerns Hold You Back.
High Interest Rates? Don’t Let Them Delay Your Growth.

Worried About Standing Out in the Crowded Custom Apparel Market?
“Navigating Custom Apparel Market Saturation” dives into strategies that help your business stay competitive, from niche branding to leveraging the latest printing technology. Whether you’re just starting out or looking to scale, this guide offers expert insights to help you carve out a space in the industry.
Ready to Take Your Custom Apparel Business to the Next Level?
For more expert insights, check out Episode 187 of our Custom Apparel Startup Podcast, where we speak with John Sullivant, President of Adia Capital. John shares valuable advice on custom apparel equipment financing and answers many frequent questions.
Take the Next Step with Confidence.
ColDesi makes custom apparel equipment financing easy. With one simple application, you can get started today and watch your business grow tomorrow. Let’s build a stronger, more profitable future for your custom apparel business together! Visit our website, live chat with a Pro, or call 877-793-3278.